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Non-family business partners: the unexpected estate planning complication


Owning a company with non-family partners can significantly impact estate planning. Without proper agreements in place, your client’s surviving spouse or beneficiaries may struggle to realise the value of their shares and interest in the company.


To mitigate this risk, clear shareholder agreements are essential. But that’s not all—tax implications also come into play. Transferring ownership may trigger capital gains tax, which could reduce the overall value of the estate.


The dynamics between non-family partners can also affect the execution of an estate plan. Ensuring open communication and seeking legal advice can help align the plan with your client's objectives and minimise complications down the road.


Note: Always consult with a lawyer before making any changes to a unit trust or estate plan to ensure compliance with legal requirements and protect your client’s best interests.


Inherit Australia provides advisers with a structured estate planning facilitation process to ensure that client interests and wishes are maintained as part of their estate plan.

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